Pay over time

Pay Over Time.

As low as 6.99% APR for 12-month financing*. Clear, transparent terms. Fair rates. No prepayment penalties.

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Easy and Flexible Payments.

We provide easy and affordable financing through our partner,
Bread, so you can pay for your purchase over time.

Here’s How it Works.


Affordable Monthly Plans

Pay for your order over time at competitive rates


No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.


Quick and Easy Application

Decision in seconds with no obligation to buy. Checking your rate won’t affect credit score.

Check My Rate.

Check your rate in second without leaving our site.

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Check Bread’s FAQ or reach Bread directly at [email protected] or (844) 992-7323 ext. 1.

Subject to approval of credit application. Rates range from 6.99% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank.